A:HOVER {color:#000000;background-color:#ffff00;text-decoration:none}
h1 {font-family: verdana,arial,helvetica,serif;font-size:95%;}
h2 {font-family: verdana,arial,helvetica,serif;font-size:90%;}
h3 {font-family: verdana,arial,helvetica,serif;font-size:85%;}
h2.hd {font-family: verdana,arial,helvetica,serif;font-size:80%;} 
div {margin-left:5%;margin-right:5%;}
p {font-family: verdana,arial,helvetica,serif;font-size:100%;}
ul {font-family: verdana,arial,helvetica,serif;font-size:100%;}
p.small {font-family: verdana,arial,helvetica,serif;font-size:90%;}
u {color:#000000;background-color:#FFFFCC;text-decoration:none;}
u1 {color:#000000;background-color:#C0C0C0;text-decoration:none;}
.ht {color:#000000;background-color:#FAF0F0;text-decoration:none;}
.bg {color:#000000;background:#009999 url(images/bg.gif) repeat;}
.col {color:#000000;background-color:#e1e1e1;}